Private Vehicle Finance Applications – Apply Today


At Urban Auto, we offer a diverse range of vehicle financing solutions tailored to suit the unique requirements of our clients. Whether you’re purchasing your next vehicle directly from Urban Auto or privately, our dedicated finance team is ready to assist you at every stage.

Benefit from the expertise of our top-tier financing professionals, who will navigate you through the entire process seamlessly. 

Let us take the hassle out of financing by handling the submission of your finance application to the major banks across South Africa. Our goal is simple: to ensure you secure the best rate possible for your dream car.

Email today and take the first step toward getting behind the wheel of your new car.

Streamlined Process

One application, multiple banks

Expert Assistance

Our finance experts will guide you through the process.

Best Rates

We work to secure the most favourable financing terms for you.

Apply For Finance & Get Pre-approval

Use this car payment calculator to estimate monthly payments on your next used auto loan. Simply enter the loan amount, term and interest rate to calculate your monthly auto loan payments. This calculator will help you determine how much car you can afford.

Figures generated by the calculations shall not be binding by any financial institution.  These estimated calculations exclude any service & delivery fees / insurance / Excludes bank initiation fees / additional vehicle accessories and any other value added products(VAPs), unless otherwise stated.  These calculations are intended only to provide guidelines and are subject to confirmation at the time of finalising any transactions.

By submitting the contact form, you give consent to Urban Auto to check your credit profile in regards to an application for finance

Financing Calculator

Vehicle price (r)
Interest rate (%)
Period (month)
Down Payment (r)
Monthly Payment
Total Interest Payment
Total Amount to Pay

We are unable to provide car finance to those people who are blacklisted, under debt review, administration or under a sequestration order.